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Why insure?

"Insurance is a very important product in anyone's life plan. The trouble with insurance is that you can never buy it when you need it.
So you have to anticipate your need to buy it hoping you'll never need it. Insurance is simply peace of mind".

Robert Kiyosaki
Rich Dad's Guide to Investing


Insurance gives you the security and peace of mind
for those unforseen occurrences.
 
To insure or not to insure?
The benefits of home and car insurance are obvious, yet many people question whether they need removal insurance. Others assume their home contents policy covers for all aspects of a removal.
     
Be aware!
Usually your home contents insurance policy does not cover your contents whilst being moved. Although some policies may give you a limited cover, usually they do not fully cover your goods. One of the biggest areas they may not cover you for is if there is accidental breakage or damage. This is when the removalist has taken all care to wrap and transport the goods, there has been no negligence but the goods are broken or damaged. Be sure to ask if your policy covers ‘accidental breakage”. Full Cover Transit Insurance offered by Karis and Gosford Removals covers for accidental breakage.
     

Why do I need removal insurance if the removalist is reputable and does his job properly?
By choosing a reputable removalist, you reduce your risks of negligence occurring as they will take all care to ensure everything is wrapped and packed securely.

"It is better to be safe than sorry. Insurance is an important part of
any move involving your worldly possessions. Some factors will always
remain beyond the control of even the most dedicated and careful
removalists".
The Australian Women's Weekly, in an article entitled "Moving House"

Full Cover Transit Insurance is available to cover events that are not predicted or expected and are not due to negligence on the part of the carrier.

     

What does Full Cover Transit Insurance offer me?
With Full Cover Transit Insurance there is no need to prove negligence. The claim will be for loss or damage no matter how it is caused, subject to the policy wording.
     

What about damage by a Third Party?
One of the major advantages of Full Cover Transit Insurance is that it protects you against loss or damage by another party who is not insured. There have been a number of cases reported in the news of accidents involving other vehicles and caused by an unlicensed or uninsured driver. Without Full Cover Transit Insurance, there is no cover. With Full Cover Transit Insurance, you are covered.

     

Inherent Vice or nature
Many items are not made to be carried distances in vehicles, no matter how careful the removalists are. A trip in a vehicle will be one of the greatest tests for inherent weaknesses in goods. There is a specific exclusion in the policy covering ‘inherent vice or nature of the subject matter’.

     
 

INSURANCE TERMS & CONDITIONS

Financial Services Guide

Product Disclosure Statement

Insurance Declaration

Insurance Policy Wording

 
 

Gosford Furniture Removals & Storage
Karis Removals & Storage
17 Bonnal Road , Erina
NSW 2250
Australia.

02 4367 7600

We are committed to
Service Excellence
This is your guarantee of an
accredited company moving
your life possessions.
Postal address: P.O. Box 3151, ERINA NSW 2250
mail@gosfordremovals.com.au


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